How to Get Car Accident Compensation in Texas

June 3rd, 2024 Car Accident

Car accidents can be incredibly dangerous, and the injuries caused by these accidents often lead to incredibly high medical bills. If you’ve been injured in a car accident in Texas, you’re probably wondering about how to get compensation for your losses.

While every case is different, there is a general path that most claimants will follow to get relief. What varies is how far you go along the path before getting compensation.

Keep reading to learn about how to get compensation after an Edinburg car accident.

1. Talk to a Car Accident Lawyer

The very first step on the path toward financial relief is a conversation with a lawyer. Whether or not you need to hire an attorney, scheduling a free consultation is a great way to get some direction for your case. A lawyer can tell you whether or not you’ll need to file a lawsuit to get whatever compensation you may be owed.

2. File an Insurance Claim

Next, if there is a clear at-fault party, and that party has insurance, you can file a claim with their insurance to seek compensation for your losses. If you were at fault, then you’ll file a claim with your own insurance company. However, if it’s unclear who was at fault for your accident, you’ll need to consult with an attorney, and you may need to take legal action to get compensation.

3. File an Insurance Denial Appeal

For many, filing an insurance claim will be all they need to do to get the car accident compensation they need. However, many others will face an insurance claim denial. If your insurance claim was denied, you’ll need to file an appeal with the insurance company. In this appeal, you’ll be able to send supplementary evidence and information.

4. Send a Demand Letter

If your insurance denial appeal is rejected, or the at-fault party was uninsured, the next step is to send a demand letter. The letter will be sent to the insurance company or the at-fault party if they were uninsured. This demand letter will lay out your compensation claim and warn that legal action is incoming if the demands are not met. Seeking help from an attorney will be indispensable for this step.

5. File a Personal Injury Lawsuit

If the insurance company or at-fault party fails to meet your demands or rejects your demands, the next step you can take to seek compensation is filing a personal injury lawsuit with help from a car accident lawyer. 

This lawsuit will detail the accident, what caused it, and what injuries and losses were sustained as a result. 

Unless the injured party was a minor at the time of the accident, you will have two years from the point of the crash in which to file a personal injury lawsuit for relief.

6. Negotiate a Settlement

After you’ve filed your lawsuit, the legal representation for the insurance company or at-fault party and your attorney will begin negotiations. These negotiations will involve making offers and counter-offers, and it can take months or even years. The vast majority of personal injury lawsuits are settled before reaching court.

7. Go to Trial

As we explained above, most personal injury lawsuits are settled. However, there are cases in which personal injury claims go to court. Under those circumstances, you will need a highly capable car accident lawyer by your side to represent your claim and fight on your behalf. Having legal representation can make a big difference in the outcome of your case.

Get Car Accident Compensation with Help From an Edinburg Car Accident Attorney

As you can see, getting compensation after a car accident is far from a simple process, and going at it alone could put your claim at serious risk. If you’ve been injured in an Edinburg car accident, it’s in your best interests to consult with an experienced car accident attorney. An attorney can tell you what compensation you may be owed and determine the path to get it.

Don’t face the legal system and high-powered defense teams on your own. Get help from a car accident law firm you can trust. Here at Palma Law, we are committed to helping car accident victims get compensation for their injuries, and we would be proud to help you fight for your rights to financial relief.

If you’ve been injured in an Edinburg car accident, reach out to Edinburg car accident lawyer Laiza Palma for help seeking compensation.

FREE Consultation